Best for Freelancers

FreshBooks review

The easiest accounting software for service businesses, but growing teams will quickly hit restrictive client limits on the cheaper plans.

★★★★★ Be the first to rate ↓ Finance & Invoicing 30 million+ users historically users Checked 2026-10-17 5 min read

The short answer

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FreshBooks is a cloud accounting software (a tool that manages your invoicing, expenses, and financial reporting) built specifically for people who are not accountants. There is no free forever plan, but new users get a 30 day free trial with no credit card required. It perfectly suits service based solopreneurs, allowing global users to accept credit card payments easily through a Stripe integration.

Reviewed by the Aheri Systems team for small businesses and growing teams.

Starting price
$23 a month (monthly billing; yearly saves an extra 10%)
Free plan
No free plan
Best for
Freelance graphic designers sending monthly retainer invoices
Not ideal for
Retail stores that need complex physical inventory tracking
Setup
No-code, Under 10 min
AI features
No built-in AI

Our Verdict

"

FreshBooks is the best accounting software on the market for freelancers, agencies, and service based business owners. However, businesses that manage physical inventory or run complex payrolls should skip it and use QuickBooks instead. The interface is beautifully simple, meaning you do not need an accounting degree to understand your own profits. Global users can easily collect international payments via the Stripe integration.

A

Aheri Systems team review

How FreshBooks scores

At a glance

AI Features ⓘ Native AI features built into this tool. Does not include features added via third-party integrations.

No built-in AI features

Setup ⓘ How much technical skill is needed to set up and use this tool effectively.

No-code

Pricing Access ⓘ Whether pricing is accessible for small and growing businesses. Considers free tier quality and entry-level plan value.

From $23/mo

Risk Reversal

You can test the entire platform using a generous 30 day free trial. No credit card is required to start your trial period. You can cancel your subscription at any time without paying any hidden exit fees.

The Catch

Lite only lets you bill 5 clients, so most growing businesses need Plus at $43 a month, and every extra team member adds $11 a month. Intro discounts end after the first months.

The Problem FreshBooks Solves

The Pain

You are spending your weekends building invoices in Microsoft Word and praying your clients actually pay them on time. Following up on late payments makes you feel awkward, so you procrastinate and your cash flow suffers. When tax season arrives, you spend days digging through shoeboxes of receipts because your expenses are a complete mess.

The Fix

FreshBooks automates your entire billing process by sending professional invoices and tracking exactly when the client opens them. The system automatically sends polite payment reminders to late clients so you never have to have that awkward conversation again. Your expenses categorize themselves automatically, making tax season a simple five minute export job.

What is FreshBooks?

FreshBooks is a phenomenally easy to use invoicing and accounting platform designed for service based professionals. It solves the headache of cash flow management by letting you create professional invoices, track time, and chase late payments automatically. In this FreshBooks review, you will discover how to manage your business finances without ever needing to learn complex accounting jargon.

Pros and Cons

+ What We Love

  • ✓ The user interface is incredibly clean and designed specifically for non accountants
  • ✓ Automated payment reminders politely chase clients so you do not have to
  • ✓ Built in time tracking lets you log hours directly against a client project
  • ✓ Mobile app allows you to take pictures of receipts and log expenses from anywhere
  • ✓ Accepting credit cards directly on the invoice drastically speeds up payment times
  • ✓ Generates clear profit and loss reports that make tax season completely painless
  • ✓ Allows you to turn an approved project estimate into an invoice with one click
  • ✓ Exceptional customer support actually puts a real human on the phone to help you
  • ✓ Recurring billing automatically charges clients every month for subscription services
  • ✓ Integrates perfectly with Stripe to handle international client payments securely

- Watch Out For

  • ! The entry level plan hard caps you at only five billable clients
  • ! Adding team members costs an additional $11 per user per month
  • ! Lacks the deep inventory management features found in specialized accounting tools
  • ! Pricing can become expensive once you grow past fifty active clients
  • ! No native integration for popular payment gateways without using Zapier

Top features

1

Automated Invoicing

Generates professional invoices automatically and sends polite reminders if the client forgets to pay.

2

Expense Tracking

Connects directly to your bank account to pull in expenses and categorize them for tax season automatically.

3

Time Tracking

A built in timer that lets you log hours as you work and instantly add them to a client invoice.

4

Online Payments

Allows your clients to pay you instantly using their credit card or Apple Pay directly from the invoice.

5

Project Profitability

Shows you exactly how much money a specific project made after deducting your tracked time and expenses.

All 5 FreshBooks features explained: what each one actually does for your workflow All features →

What Can You Do With FreshBooks? (Examples)

A few ways growing businesses use FreshBooks. This is not an exhaustive list.

✓ Generate and send a professional invoice automatically the moment a project is marked complete
✓ Send automated late payment reminders every three days until the client pays their overdue balance
✓ Automatically charge a client's saved credit card on the first of every month for their retainer fee
✓ Convert an approved project estimate into a ready to send invoice with a single click
✓ Automatically track the time you spend working in Google Chrome and assign it to a client project
12 real finance & invoicing workflows using FreshBooks, with step-by-step examples View all →

FreshBooks Pricing

Lite

$23 a month (monthly billing; yearly saves an extra 10%)

Invoices to up to 5 billable clients, unlimited estimates and expenses, card, bank and wallet payments, tax-time reports, time tracking, automatic bank import, late payment reminders

Best for

Freelancers with a handful of clients

Plus

$43 a month (monthly billing)

Everything in Lite plus up to 50 clients, proposals and retainers, e-signatures, double-entry accounting reports, bank reconciliation, accountant access, automatic receipt data capture

Best for

Small service businesses with regular clients and retainers

Premium

$70 a month (monthly billing)

Everything in Plus plus unlimited clients, project profitability, accounts payable, bill receipt capture with line items, custom email templates

Best for

Agencies and consultants with many clients and projects

Select

Custom (talk to sales)

Everything in Premium plus lower card fees and capped bank transfer fees, 2 team members included, Advanced Payments included, branding removed, dedicated phone support, onboarding and data import

Best for

Higher-volume businesses that take many card payments

See the full FreshBooks pricing breakdown: every plan explained Full breakdown →

Who Is FreshBooks For?

Best For

  • ✓Freelance graphic designers sending monthly retainer invoices
  • ✓Marketing agencies tracking hourly work across multiple client projects
  • ✓Consultants needing professional estimates that convert into invoices
  • ✓Solo entrepreneurs who hate complex accounting software
  • ✓Web developers wanting to automatically charge clients every month
  • ✓Photographers needing a simple way to collect deposits online
  • ✓Lawyers tracking billable hours down to the exact minute
  • ✓service businesses invoicing international clients via Stripe

Not Ideal For

  • ✗Retail stores that need complex physical inventory tracking
  • ✗Large corporations needing advanced multi entity corporate accounting
  • ✗Businesses on a strict zero dollar budget needing a free tool
  • ✗Companies with massive payrolls needing native human resources tools
  • ✗Restaurants tracking daily cash register transactions

FreshBooks Integrations

Tools FreshBooks connects with, and what each connection actually does for your business.

Stripe

Stripe

Allows clients globally to pay your invoices instantly using their credit or debit card.

PayPal

PayPal

Gives clients the option to settle their bills securely using their existing PayPal account.

Gusto

Gusto

Syncs your employee payroll data automatically directly into your accounting ledger.

Zapier

Zapier

Connects your accounting software to thousands of other apps to automate data entry.

Shopify

Shopify

Imports your daily e-commerce sales totals automatically for accurate revenue reporting.

See all FreshBooks integrations with plain-English explanations View all →
AI

AI in FreshBooks

No built-in AIYou can still connect it to AI tools through integrations.

FreshBooks' pricing page does not name any AI features. It does capture receipt and bill data automatically (Plus and above; Premium adds line items from bills) and import bank transactions, but FreshBooks does not call these AI. Third-party tools can connect AI to FreshBooks through Zapier.

Checked against FreshBooks's own website on 17 October 2026. AI features change often, so we re-check every 6 months.

Quick Facts

Category Finance & Invoicing
Pricing From $23/mo
Free Plan Paid only
No Card N/A
Access Web, iOS, Android
Skill Level No-code
Setup Time Under 10 min
Founded 2003
HQ Toronto, Canada
Users 30 million+ users historically

Before You Sign Up

What the marketing page does not tell you.

Wins vs Loses

Replaces manual Excel invoice templates and standalone expense tracking apps, saving you at least four hours of manual data entry every month.

Hidden Costs

FreshBooks lists Lite at $23 a month (5 clients), Plus at $43 (50 clients) and Premium at $70 (unlimited clients); Select is custom. Yearly billing takes off an extra 10%, and FreshBooks often runs an intro offer (in October 2026: 80% off for the first 4 months). Extras: team members $11 a month each, Advanced Payments $20 a month, payroll $40 a month plus $6 per person. Prices from freshbooks.com/pricing, checked 17 October 2026.

Your Data

FreshBooks secures your financial data using industry standard 256 bit encryption. Their primary data centers are heavily guarded and located in North America. The platform complies with major global data privacy regulations to protect your financial records.

Frequently Asked Questions

Is FreshBooks free? +
No, there is no free plan. FreshBooks offers a 30-day free trial and a 30-day money-back guarantee on paid plans.
Can I use and pay for FreshBooks from any country? +
Yes. FreshBooks works from any country and offers subscriptions in several currencies, including USD, CAD, GBP, EUR, AUD, NZD, SGD and ZAR. To get paid online by clients, FreshBooks Payments only works for businesses in the US and Canada; businesses elsewhere can connect Stripe or PayPal instead.
What is FreshBooks used for? +
FreshBooks is used by service businesses to track billable time, log expenses, and send professional invoices that clients can pay online instantly.
How much does FreshBooks cost? +
FreshBooks lists Lite at $23 a month for up to 5 clients, Plus at $43 for up to 50 clients and Premium at $70 for unlimited clients, with Select priced by sales. Yearly billing saves an extra 10%, and there is often an intro discount for the first months. Team members are $11 a month each.
Is FreshBooks easy to use for non technical people? +
Yes, it is widely considered the most user friendly accounting platform available. It is specifically designed for business owners who do not understand complex accounting jargon.
What integrations does FreshBooks have? +
FreshBooks integrates natively with Stripe, PayPal, Gusto, HubSpot, Trello, and thousands of other tools via Zapier. These connections automate your financial data entry.
What is the best alternative to FreshBooks? +
QuickBooks Online is the best alternative if you sell physical products and need deep inventory management. Wave is a better alternative if you need a completely free basic tool.
Does FreshBooks have a mobile app? +
Yes, they offer a highly rated mobile app for iOS and Android. It allows you to track mileage, take pictures of receipts, and send invoices directly from your phone.
How long does it take to set up FreshBooks? +
You can create an account, upload your company logo, and send your very first professional invoice in under ten minutes.
Is FreshBooks worth it for a solo entrepreneur? +
Yes, absolutely. The time it saves you during tax season and the awkwardness it removes from chasing late payments makes the monthly cost easily worthwhile.

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